Rules
Social insurance contributions
To get Invalidity Pension you must have at least:
- 260 (5 years) paid PRSI contributions since entering social insurance
- 48 contributions paid or credited in the last complete tax year before
the date of your claim
Note that only PRSI paid in classes A, E and H count. The last complete tax
year is the year before your claim. For example, if you claim Invalidity
Pension in 2012, the last complete tax year is 2011.
Medical criteria
A doctor employed by the Department of Social Protection decides whether you
are medically unfit for work and qualify on medical grounds for Invalidity
Pension.
To qualify you must:
- Have been incapable of work for at least 12 months and be likely to be
incapable of work for at least another 12 months (you will probably have
been getting Illness Benefit or Disability Allowance during that time)
Or
- Be permanently incapable of work (in certain cases of very serious
illness or disability, you can transfer directly from another social
welfare payment or from your job to Invalidity Pension).
Invalidity Pension and work
From 13 February 2012, Partial
Capacity Benefit replaces the previous exemption arrangements where people
on Invalidity Pension could get permission to work part-time (known as an
exemption) for rehabilitative or therapeutic purposes and keep their full
social welfare payment.
Those who currently have this permission will not be affected until their
permission comes up for review. At that stage, the exemption will no longer be
available to them but they have the option of applying for Partial Capacity
Benefit. There is no requirement that the work a person does while on Partial
Capacity Benefit has to be for rehabilitative or therapeutic purposes.
Training
If you are on Illness Benefit or Invalidity Pension and want to do a FÁS
training course, you do not go onto Partial Capacity Benefit. You apply to
the Illness Benefit or Invalidity Pension section, as appropriate. You may get
the training allowance as well as your normal social welfare payment.
Rates
Rate of Invalidity Pension in 2012
| Invalidity Pension |
Weekly rate, € |
| Aged under 65 |
193.50 |
| Aged 65 |
230.30 |
| Qualified adult under 66 |
138.10 |
| Qualified adult over 66 |
206.30 |
| Qualified child |
29.80 (full-rate)
14.90 (half-rate)
|
You may get an increase in your payment for an adult
dependant and any child
dependants you may have.
Tax implications
Invalidity Pension is a taxable
source of income and should be reported to your tax office as soon as your
payment starts. You can contact the Revenue Commissioners
for more information.